Terms of Service

Last updated: 2026

These Terms of Service (“Terms”) govern your use of the Owners Club Events platform (“Service”).

1. Scope of the Service

Owners Club Events provides a platform for managing communities, memberships, and events.

We provide the technical platform only.

Each organizer (“Organizer”) is solely responsible for:

  • content
  • pricing
  • event execution
  • legal compliance

2. Roles and Responsibilities

  • Organizers: operate communities and events
  • Participants: register and attend

Participants enter into a contractual relationship with the Organizer, not with Owners Club Events.

Owners Club Events is not a party to transactions between Participants and Organizers.

3. Eligibility and Lawful Use

You must be at least 18 years old.

Use must comply with EU and Finnish law.

4. Payments

Payments are processed by Stripe via Organizer accounts.

We do not store payment card data.

Organizers are responsible for:

  • taxes
  • refunds
  • legal compliance

5. Refunds

Refunds are determined by the Organizer.

We process refunds only on their behalf.

6. Acceptable Use

You may not:

  • misuse the service
  • violate laws
  • infringe rights

We may suspend accounts if needed.

7. Third-Party Services

We rely on:

  • Stripe
  • Supabase
  • Vercel

We are not responsible for their outages.

8. Intellectual Property

All platform rights remain with Owners Club Events.

9. Data Protection

We process data under GDPR and our Privacy Policy.

Organizers act as controllers; we act as processors.

10. Disclaimer

The service is provided “as is” and “as available”.

11. Limitation of Liability

To the extent permitted by law, we are not liable for indirect damages.

Nothing excludes liability for:

  • gross negligence
  • willful misconduct
  • mandatory legal obligations

Total liability is limited to fees paid in the last 3 months.

12. Force Majeure

We are not liable for failures caused by events outside our control, including third-party outages.

13. Termination

We may suspend or terminate accounts if necessary.

14. Consumer Rights

Nothing in these Terms limits mandatory consumer protection rights under applicable law.

15. Modifications

We may update these Terms with notice.

16. Governing Law

Finnish law applies.

Disputes handled in Helsinki courts.

17. Contact

support@ownersclubevents.com